The strategic question is whether climate- smart finance continues to become part of the mainstream infrastructure and strategy – underpinning product design, investment strategy, regulation, responsible finance, and research. Introducing five broad themes from the responses In a sentence... Adapting to climate change is no longer simply another priority for inclusive finance actors; it is increasingly the context in which every priority must be pursued. Respondents repeatedly connect climate to... livelihoods insurance SMEs funding household resilience migration gender Climate change is as much a social challenge as it is an environmental one, and its impacts are not gender-neutral. Failing to integrate a gender lens in climate-smart finance risks deepening inequality and financial exclusion. Women are also key drivers of resilience and adaptation. Noémie Renier, Partner, Head of Debt, Incofin Investment Management Menu Menu Close Close 1. Introduction, context & respondents 1.1. Welcome to the Financial Inclusion Compass 2026 1.1. Welcome to the Financial Inclusion Compass 2026 2. Results 2.1. A sector adapting on several fronts at once: what respondents told us 2.1. A sector adapting on several fronts at once: what respondents told us Five themes Introducing five broad themes from the responses Introducing five broad themes from the responses Analysis & implication 4.1. Difficult choices ahead 4.1. Difficult choices ahead 1.2. A listening exercise, not a census 1.2. A listening exercise, not a census 1.3. A diverse field of voices 1.3. A diverse field of voices 2.2. Shared concerns, different exposure 2.2. Shared concerns, different exposure 2.3. Where you sit shapes what you see 2.3. Where you sit shapes what you see From access to resilience From Access to Resilience Adapting to the new normal Adapting to the new normal Promise without guardrails Promise without guardrails Who pays for inclusion? Who pays for inclusion? Navigating a fragmented and complex landscape Navigating a fragmented and complex landscape 4.2. What does it all mean? 4.2. What does it all mean? 4.3. Five questions that will shape the next phase of financial inclusion 4.3. Five questions that will shape the next phase of financial inclusion 4.4. About the Compass 4.4. About the Compass