Scroll The Financial Inclusion Compass is e-MFP’s annual survey of the global financial inclusion community. Bringing together the perspectives of practitioners, investors, policymakers, researchers and support organisations from across the sector, it captures how those working in inclusive finance understand the opportunities, challenges and priorities shaping the years ahead. The output of this survey — what you’re reading here — combines quantitative survey findings with qualitative insights to explore broader themes emerging across the responses, and identify the patterns, tensions and shifts that help explain how the sector is evolving. The findings in this report represent a snapshot of opinion at a particular moment in time. They offer an evidence-based interpretation of where the financial inclusion sector sees itself today, the questions it is grappling with, and the issues most likely to shape its future. Whether you are a financial service provider, investor, policymaker, researcher or development practitioner, we hope the Financial Inclusion Compass provides a useful reference point for reflection, discussion and decision-making in a rapidly changing landscape. Let’s dive in. 1.1. Welcome to the Financial Inclusion Compass 2026 Menu Menu Close Close 1. Introduction, context & respondents 1.1. Welcome to the Financial Inclusion Compass 2026 1.1. Welcome to the Financial Inclusion Compass 2026 2. Results 2.1. A sector adapting on several fronts at once: what respondents told us 2.1. A sector adapting on several fronts at once: what respondents told us Five themes Introducing five broad themes from the responses Introducing five broad themes from the responses Analysis & implication 4.1. Difficult choices ahead 4.1. Difficult choices ahead 1.2. A listening exercise, not a census 1.2. A listening exercise, not a census 1.3. A diverse field of voices 1.3. A diverse field of voices 2.2. Shared concerns, different exposure 2.2. Shared concerns, different exposure 2.3. Where you sit shapes what you see 2.3. Where you sit shapes what you see From access to resilience From Access to Resilience Adapting to the new normal Adapting to the new normal Promise without guardrails Promise without guardrails Who pays for inclusion? Who pays for inclusion? Navigating a fragmented and complex landscape Navigating a fragmented and complex landscape 4.2. What does it all mean? 4.2. What does it all mean? 4.3. Five questions that will shape the next phase of financial inclusion 4.3. Five questions that will shape the next phase of financial inclusion 4.4. About the Compass 4.4. About the Compass