Sub-Saharan Africa Latin America and the Caribbean South Asia Global East Asia and Pacific Middle East and North Africa Eastern Europe and Central Asia Western Europe North America 50.3% 32.5% 17.2% High-income countries Middle-income countries Low-income countries 60.5% 26.1% 26.1% 25.5% 20.4% 16.6% 12.7% 5.7% 3.8% 1.2. A diverse field of voices Respondent-country income group * Respondent-country income group * *Every year, the World Bank Group classifies the world’s economies into income groups. These classifications are based on the previous year’s Gross National Income (GNI) per capita, expressed in U.S. dollars using the Atlas method. Respondents’ focus of work by region * *Regional % do not sum to 100 as respondents could choose >1 option Respondents’ focus of work by region * Menu Menu Close Close 1. Introduction, context & respondents 1.1. Welcome to the Financial Inclusion Compass 2026 1.1. Welcome to the Financial Inclusion Compass 2026 2. Results 2.1. A sector adapting on several fronts at once: what respondents told us 2.1. A sector adapting on several fronts at once: what respondents told us Five themes Introducing five broad themes from the responses Introducing five broad themes from the responses Analysis & implication 4.1. Difficult choices ahead 4.1. Difficult choices ahead 1.2. A listening exercise, not a census 1.2. A listening exercise, not a census 1.3. A diverse field of voices 1.3. A diverse field of voices 2.2. Shared concerns, different exposure 2.2. Shared concerns, different exposure 2.3. Where you sit shapes what you see 2.3. Where you sit shapes what you see From access to resilience From Access to Resilience Adapting to the new normal Adapting to the new normal Promise without guardrails Promise without guardrails Who pays for inclusion? Who pays for inclusion? Navigating a fragmented and complex landscape Navigating a fragmented and complex landscape 4.2. What does it all mean? 4.2. What does it all mean? 4.3. Five questions that will shape the next phase of financial inclusion 4.3. Five questions that will shape the next phase of financial inclusion 4.4. About the Compass 4.4. About the Compass